Credit Life Policy

Create Credit Life Policy

CREATE CREDIT LIFE POLICY

POST https://sandbox.insurpass.com/api/merchant/credit_life_policies

This endpoint allows a merchant to subscribe their customers to the Credit Life Insurance Plan.

Headers

Name

Type

Description

Authorization*

String

Bearer {$secret-key}/{$api-key}

Content-Type*

String

application/json

Request Body

Name

Type

Description

borrower_email*

string

Principal Customer's email address -email@domain.com

borrower_first_name*

string

Principal Customer's first name - Favour

borrower_last_name*

string

Principal Customer's surname - Ezedibia

borrower_bvn*

string 11-digit

Principal Customer's bvn - 22222222222

borrower_id_url*

string

image url for the prinipal customer's means of ID - https://images.pexels.com/photos/10840765/pexels-photo-10840765.jpeg

borrower_date_of_birth*

string

yy-mm-dd - 2022-09-12

borrower_phone_number*

string

digits - 11 - 0811234567

borrower_gender

Principal Customer's gender - Male, Female

loan_amount*

INTEGER

The amount Principal customer borrowed - 200,000

loan_tenor*

string

The length of time that will be taken by the borrower to repay the loan along with the interest - 3 Months

loan_start_date*

The first date of the loan tenor - 2022-09-12 - Date FORMAT YYYY-MM-DD

loan_interest_rate*

The interest rate of the loan - 5%

quotation_date*

Date FORMAT YYYY-MM-DD

loan_end_date*

The last date of the loan tenor - 2022-09-12

{
    "success": true,
    "data": {
        "borrower_email": "tobi@testing.com",
        "borrower_first_name": "tobi",
        "borrower_last_name": "loba",
        "borrower_bvn": "88888888888",
        "borrower_id_url": "https://t4b-dev-api.azurewebsites.net/image_url.png",
        "borrower_date_of_birth": "1990-12-23T00:00:00.000000Z",
        "borrower_phone_number": "09098787878",
        "borrower_gender": "Male",
        "loan_amount": "200.00",
        "loan_tenor": "2 month",
        "loan_start_date": "2021-02-20T00:00:00.000000Z",
        "loan_interest_rate": 5,
        "quotation_date": "2021-12-22T00:00:00.000000Z",
        "loan_end_date": "2021-12-22T00:00:00.000000Z",
        "lender_name": "buybills",
        "merchant_id": 1,
        "updated_at": "2021-07-08T14:21:40.000000Z",
        "created_at": "2021-07-08T14:21:37.000000Z",
        "id": 1,
        "credit_life_id": "e8369d64-7db7-4555-9304-29ec27bc4f28",
        "policy_created_at": "2021-07-08 00:00:00",
        "policy_number": "TG43434941",
        "premium_amount": 2,
        "status": "Active"
    },
    "response_message": "Credit Life Policy saved successfully",
    "response_code": ""
}

Retrieve all Credit Life Policies subscribed to

ALL CREDIT LIFE POLICIES

GET https://sandbox.insurpass.com/api/merchant/credit_life_policies

This endpoint allows a merchant to retrieve the details of every credit life insurance policy subscribed to on their platform.

Headers

Name

Type

Description

Authorization*

String

Bearer {$secret-key}/{$api-key}

Content-Type*

String

application/json

{
    "success": true,
    "data": {
        "current_page": 1,
        "data": [
            {
                "id": 4,
                "borrower_email": "tobi@testing.com",
                "borrower_first_name": "tobi",
                "borrower_last_name": "loba",
                "borrower_bvn": "88888888888",
                "borrower_id_url": "https://t4b-dev-api.azurewebsites.net/image_url.png",
                "borrower_date_of_birth": "1990-12-23T00:00:00.000000Z",
                "borrower_phone_number": "09098787878",
                "borrower_gender": "Male",
                "loan_amount": "200.00",
                "loan_tenor": "2 month",
                "loan_start_date": "2021-02-20T00:00:00.000000Z",
                "loan_end_date": "2021-12-22T00:00:00.000000Z",
                "loan_interest_rate": 5,
                "lender_name": "buybills",
                "merchant_id": 1,
                "quotation_date": "2021-12-22T00:00:00.000000Z",
                "policy_number": "TG27690466",
                "policy_created_at": "2021-07-08 00:00:00",
                "credit_life_id": "a802d327-871f-4ba7-94cb-85e8c174df45",
                "status": "Active",
                "premium_amount": "2.00",
                "created_at": "2021-07-08T15:00:36.000000Z",
                "updated_at": "2021-07-08T15:00:38.000000Z",
                "claims": [
                    {
                        "id": 1,
                        "claim_id": "5cf3c24e-4c63-4b7d-8689-7250618befcd",
                        "claim_number": "TGC7582803",
                        "loan_balance": "100.00",
                        "claim_created_at": "2021-07-08T15:01:02.000000Z",
                        "status": "Pending",
                        "policy_id": 4,
                        "merchant_id": 1,
                        "created_at": "2021-07-08T15:00:57.000000Z",
                        "updated_at": "2021-07-08T15:00:57.000000Z",
                        "company_id": "1a9b1e43-8946-4bb7-80d5-bbeef80ecc8e"
                    }
                ]
            },
            {
                "id": 3,
                "borrower_email": "tobi@testing.com",
                "borrower_first_name": "tobi",
                "borrower_last_name": "loba",
                "borrower_bvn": "88888888888",
                "borrower_id_url": "https://t4b-dev-api.azurewebsites.net/image_url.png",
                "borrower_date_of_birth": "1990-12-23T00:00:00.000000Z",
                "borrower_phone_number": "09098787878",
                "borrower_gender": "Male",
                "loan_amount": "200.00",
                "loan_tenor": "2 month",
                "loan_start_date": "2021-02-20T00:00:00.000000Z",
                "loan_end_date": "2021-12-22T00:00:00.000000Z",
                "loan_interest_rate": 5,
                "lender_name": "buybills",
                "merchant_id": 1,
                "quotation_date": "2021-12-22T00:00:00.000000Z",
                "policy_number": "TG38809049",
                "policy_created_at": "2021-07-08 00:00:00",
                "credit_life_id": "0d5e6a68-8d4a-4db4-b282-0b22450cdfdc",
                "status": "Active",
                "premium_amount": "2.00",
                "created_at": "2021-07-08T14:59:04.000000Z",
                "updated_at": "2021-07-08T14:59:07.000000Z",
                "claims": []
            }
        ],
        "first_page_url": "http://sandbox.insurpass.com/merchant/credit_life_policies?page=1",
        "from": 1,
        "last_page": 1,
        "last_page_url": "http://sandbox.insurpass.com/merchant/credit_life_policies?page=1",
        "next_page_url": null,
        "path": "http://sandbox.insurpass.com/merchant/credit_life_policies",
        "per_page": 15,
        "prev_page_url": null,
        "to": 4,
        "total": 4
    },
    "response_message": "Credit Life Policies retrieved successfully",
    "response_code": ""
}

Retrieve Credit Life Policy Details